Representative example: Amount of credit £3,000 for 2 years. Interest rate: 24.9% pa (fixed).
24 scheduled monthly payments of £159.96. Total amount payable: £4,339.14.
Representative 29.9% APR.

What are Doorstep Loans?

Doorstep loans are a type of personal loans that allow you to receive funds in hand. Since you receive funds at your doorstep, they are also known as home collection loans. The maximum disbursal limit of these loans is up to £1000. Like other small loans, the term of home credit loans is also one month and repaid in full.

One of the significant advantages of these loans is no bank account needed. Whether your credit history is stellar or not, you can apply for these loans whenever you need funds to finance an unexpected expenditure. The application procedure for these loans is quite different from other small loans.

You will fill out the online application form. If your application is approved, you will get a call from one of our representatives to schedule a meeting with you at your home to discuss your credit needs and look over your financial condition. As a responsible lender, we aim to provide you with funds as per your repayment capacity. We assure you that our representative will examine your incomings and outgoings carefully to analyse that how much money you could afford to borrow. After deciding on the disbursal limit, you will have to sign the agreement and you will receive funds in your hand on the spot.

Why Need Doorstep Loans?Doorstep loans

Every loan is for special purpose and these loans are also useful for some specific circumstances. Here are some of the common circumstances when you can apply for home credit loans:

  • You need money to have your car repaired
  • You want funds for medical bills
  • You want to settle your credit card bills
  • You need money to repay other debts

Why Doorstep Loans with No Credit Checks?

Initial application approval depends on your credit score. Before the representative calls you, a lender will always run a hard credit check to know your repayment history. Each time a lender checks your score, it leaves hard footprints on your credit report and as a result you lose your credit score.

If you apply for these loans at Loan Lender, you do not need to be afraid of losing your credit score. We provide doorstep loans with no credit checks, which means neither hard credit nor soft credit checks will be run. Compared to other lenders, Loan Lender offers these loans at lower interest rates and approves the loan applications based on other factors. We make all our possible efforts to make sure that you do not fall into debt and hence, we carefully examine your income sources. Doorstep cash loans for bad credit will not be expensive as long as you take out them only when you need for emergency purpose. We recommend you that we should create a budget to cut down on your expenses so that you have got some money left when the representative comes to collect funds.

Apart from no credit check, some other features of our doorstep loans are:

  • No upfront fees
  • No hidden surprises
  • Same-day disbursal
  • Funds at your doorstep
  • No need of a bank account
  • Special offers for physically handicapped people

These loans are extremely convenient as you do not have to go anywhere and get into the hassle of huge paperwork. The agent will visit your home to disburse funds and collect funds on the due date. Therefore, there is no risk of falling behind repayment. You can apply for these loans if you have come of age, you are the citizen of the UK, and you have a steady source of income.

Apply Doorstep Loans Today if you are Unemployed

Yes, doorstep loans are available for unemployed people. These loans have been designed to quickly finance your unforeseen expenses. We know that no one wants to stay unemployed on purpose and unfortunately, you have no control over layoffs. It is a painful situation. You are likely not to have enough savings to tide over. How will you manage to meet expenses arising out of nowhere if you are strapped?

Doorstep loans can help you finance small expenses even if you have lost the job recently. Please note that here unemployment means you do not have a full-time job. When our representative will visit your home, they will look over your income sources, which can be a part-time job, rental income, government benefits, pension and freelancing, to decide on the disbursal limit.

When you apply for these loans, we want you to be completely honest about your financial situation. Transparency will help us provide you with bespoke loan deal. Our terms and conditions will be transparent and clear. We encourage you to clear your all doubts or consult with the representative before you sign the agreement. Apply for doorstep loans today!

Need a Loan at Doorstep in your Local Area?

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