Representative example: Amount of credit £3,000 for 2 years. Interest rate: 24.9% pa (fixed).
24 scheduled monthly payments of £159.96. Total amount payable: £4,339.14.
Representative 29.9% APR.

Sheffield, which played a crucial role in the industrial revolution, is still growing fast. With 60% of its area filled with green space, this place is not only a good tourist attraction but also a centre of futuristic opportunities. To keep moving in the desired direction, the residents of this city need financial support. Population is not big but ambitions are certainly high. To feed those ambitions, Loan Lender provides reliable financial assistance through the doorstep loans in Sheffield. This helps the fund seekers get the funds at their doorstep.

Factors that come under consideration

 

  • Credit rating

This is the prime concern that you need to satisfy. Regarding the credit score status, we have a liberal approach.

We accept –

Excellent Credit Rating– 961-999

Good Credit Rating -881-960

Fair Credit Rating – 721 – 880

Bad Credit Rating-561-720

Besides the applications with ‘credit history’, we also accept loan requests with ‘no credit history’. You can apply if this is the first-ever loan of your life.

  • No credit check to prevent detrimental effects of hard credit search

First time borrowers and bad credit scorers cannot afford to have the impact of credit check. If you belong to any of these two categories, for sure you agree with this. To prevent the anxiety on this point, we offer ‘no credit check’ facility. In other words, the soft search of recent financial behaviour that does not affect the credit scores.

  • Repayment capacity

Your most important role is to prove your affordability against the loan amount. For that, we take a glance at your current income status, latest bank statements, and income-outgoing ratio. If everything goes fine, approval is the pleasant reality that you see For Sure.

doorstep loans in Sheffield

Obligations – No, Never

Doorstep loans are of short tenure with a small amount limit to borrow. There is no need to bring any guarantor or collateral. The only concern is to confirm us your efficiency to repay the loan. This is the only backing for your application.

Customised rates

If you think that due to the absence of obligations, the interest rates are sure to go high then sorry. The reality is different from what you think. Our customised deals keep the rate quote in your favour. The aim behind this is to facilitate borrower-friendly funding that has no space for any inconvenience. However, rule of flexibility is applicable here. In case, you want to get more relaxation, you can provide either guarantor or an asset for security. This is sure to bring the more fall in the rate of interest, but choice is always yours.

Some obvious features in our loans

doorstep loans in Sheffield

100% online procedures                             No upfront fee                                  Flexible duration

The application process

We usually encounter the doubts of the borrowers, as they are not clear about the loan procedures of doorstep funding.

  • 4 simple steps and you can hear the knock at your door

Follow an uncomplicated procedure, funds can come to you soon and SMOOTHLY.

Step 1 – Fill and submit the application

Step 2 – Get approval decision (in a few minutes)

Step 3 – Once approved, you get our call to fix a face-to-face meeting

Step 4 – The loan agent comes for the meeting, completes the due formalities and gives the cash then and there.

We keep assisting after loan disbursal

Our concern is to help you until the end of the loan tenure. After the loan disbursement, we also collect the repayments from your home. Keep the money ready and the door open at the right time and our credit agent is sure to come.

  • Change repayment plans during the tenure

If at any point of time you feel the need to change the repayment schedule, let us know. We can sit together and can work on a new schedule that is more agreeable for your financial situations.

  • Rollover facility is also there

In simple words, rollover is a feature that extends the loan tenure on a small fee. We are ready for that, just let us know before the date of next instalment to have a plane and hassle-free rollover.  We do not want our borrowers face any difficulty at any aspect. This facility is one of our efforts as repayment is one of the biggest concerns for the borrowers. They are always worried about the struggle between the income and outgoing balance.

We do not forget to focus borrowers with these circumstances

The comfort of home collection loans should reach to those who are in its maximum need. We reach to such people and try to act supportive.

  1. People with no bank account – Many people still have no bank account but financial needs occur to everyone. If you too relate to this situation and need urgent funds in cash then we can help.
  2. People on benefits – Living on ‘benefits’ is not a sin but such people sometimes face difficulty in borrowing funds. With no discrimination, our funds are available to such borrowers. If you belong to this category, why not apply and get your share of financial relief?
  3. People with physical disability – Any illness or physical weakness cannot stop you from availing funds. Come to us, we have deals to offer.

Note – The rule of repayment capacity is applicable in all the above three cases.

Need a Loan at Doorstep in Your Local Area?

doorstep loans near meFind Blow your city in our list for doorstep loan if your city is not listed here then just type in Google or Bing search engine “doorstep loan near me”

Loan Lender aims to deliver uncompromised and congenial financial services through doorstep loans in Sheffield. You help us make that aim possible by reflecting your interest and trust on us.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk